It is important to understand the qualifying criteria differs with each apartment complex. That is one of the reasons it is important for you to have your own agent working with you. They will know which properties work with certain circumstances. We know credit can be a sensitive subject for some, however, the more information we have the better we are able to assist you and prevent you from losing application fees for being declined.

You can obtain a free copy of your credit report from the three major credit bureas once a year on www.annualcreditreport.com. If you have concerns about your credit, we offer a free credit analysis in our office. Simply bring in your credit reports and your agent will be able to further assist you.

With your analysis you will get the following information:

• What affect any negative remarks listed in your credit, if any, may have on your ability to be approved at certain properties.
• If your credit has severe issues, you'll get information on the best options for leasing an apartment with your credit in it's current condition.
• What steps you need to take if you would like to improve your credit.
• How long it will generally take for you to improve your credit and open up your options for more apartment choices.
• What you need to do to prepare your credit for purchasing a home now or in the future.
• Whether or not you already qualify to buy a new home.

If you know you would like to get started repairing your credit, go to the following site for affordable & legal credit repair: